Common Questions

Q: What do do now that I am approved?

A: Now we go on to the next step and one of our customer care representatives calls your phone to guide you through the rest of the process. An underwriter works with us and personally evaluates your loan application to offer the right car title loan choice.

Q: Am I still permitted receive an auto equity loan if I usually do not have any credit or I have a bad credit score? What about a bankruptcy?

A: Yes that is what we are about. You don't have to worry if your credit is bad or even if you don't have any credit whatsoever and a bankruptcy will never stop you from obtaining a great vehicle title loan. We're more than happy to assist you in getting the right terms, too. Your credit report does not matter in any way with us because pink slip loans are based on the value of your vehicle and not your credit.

Q: How do I start making the payments on my auto title loan?

A: You may use a money order, an authorized check, or a debit card from VISA or MasterCard.

Q: When is Wilshire Consumer Credit open for business?

A: Our business is accessible to you 24 hours a day and 7 days a week the whole year round. We could provide you with help over the internet, or over the phone. Our company can assist you any time, day or night, so make sure you get in touch if we are able to help you out with a quick cash automobile title loan.

Q: What am I going to need to obtain an instant approval for a car title loan?

A: To begin with you have to ensure that you own the title of the car and there are no liens on it, you will want a driver's license from the State, proof of insurance for the vehicle, a telephone or utility bill with your address on it, an additional set of the automobile's keys, two different references, your most recent pay stub and your Social Security Card. That's all you're going to have to have.

Q: What if I want to pay off my quick money automobile title loan in less than 42 months?

A: You are free to pay off your loan as fast as you would like to. You will never be charged a fee or penalty if you wish to pay your loan more quickly. You deserve to repay your loan more quickly if you want while not having to pay anyone for the privilege.